This Site is Purposed to Prompt The Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Who Own Financial Assets Distinct From Those Without Fiancial Assets and Little Support from Strong  Emotional and Ethical Assets, Attributes and Positive Expectations.  

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in our future to prompt the private sector FED to fix the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the  numbered tabs on the left index.

Innovation Using Your Input from The Contact Us Page
Please Use It

Early Literacy Is Freedom

Those Effective Have No Choice

The Picture of the Ready to Read Gap

Heckman's Equation to a ROI

Leadership Requires Intrusive Paternalism

Faith Base Access

If you are an effective citizen or consider yourself an influencer we want your input on at least these issues and others as you see fit. These issues are integrated within the site and tagged as critical to change. They are aggregated here as points of discussion so you can easily go to them and add to them as desired.

Further, this issue of being ready can take on the themes of economic, education, emotional and ethical change. These are very strong legs of support and reasons the PSM should be readily understood and acted upon. Action needs a minimum of $8-10,000 per at risk child over 2 years to guarantee the child is ready to read starting kindergarten.


We believe the Christian Church and the Faith Base has a role in the delivery of this readiness. The church street corner locations are just plain strategic with a focus on age 0-6 children.

We are "reserving" the executive positions of expansion for those who have gained unique awareness skills and learned to lead in the "world of literacy is freedom and the key to opportunity". Many of these will be veterans and first responders.   They have learned about schools and communities and wonder about the home front in the same light.


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