This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

Consumerize First Things First

weekly 7-13-2020 


This is not a current events letter; it is a letter of first things first thinking. That thinking is to be timeless and you are to call foul when the points of this letter and the website get beyond age 0-6 preparedness for an equal start. And, then in the sense of the age 7-12 positive expectation for equal opportunity in education, economics, emotions and ethics (EEEE).

The concept that “We the People” civic and civil well being is getting worse and is a first concern for all of us when we look at the children and their futures. ALL does not include the destructive left and right segments of society, respecting the concept of USA citizenship and all of us have some connection to kids age 0-6 as grandchildren, daughters, sons, nephews and nieces.

The fact that our civil and civic beings do not put first things first concerns in front of every existing and then changing situation has tremendous scope for discussion and complaint, so the issues need to be further limited. Selfish interests, segmented interests, Interests not important to all of us when we look at the child’s future starting with a choice equal chance for success at age 7 and then at age 13 are out of bounds. With that narrowing I dare to say that the highest quality outcome expected from all our children at age 5-6 going into the age of 7-12 can be the focus. The Socratic question is what is basic for all first things first efforts? If we outcome all children with basic for all dependent event high-quality efforts will everything be different in our civic, civil, education, economic, emotion, and ethic world? Best outcomes today, because of the “universal more” better and best, will continuously improve. Is that the Socratic first things first goal? If not, what is the first things first goal?

Foundational High-Quality Definition, this is from the work of Philip Crosby. 1. The definition of quality is conformance to requirements 2. The system of quality is prevention 3. The performance standard is zero defects 4. The measurement of quality is the cost or price of non-conformance

Foundational Early Years of the Child. Professor Dr. Heckman is a true expert. His website is extensive.

Foundational Example of Private Sector First Things First Civic and Civility continuous improvement driven by the private sector is written up as a case study here Titled Tangelo Park. Harris Rosen privately put Head Start on steroids at the turn of the century to fix a community’s issue of equal opportunity.

The bottom line is I am asking you to pay attention to something that is bigger than all of us. Like the acceptance of seat belts in the recent past. Continue to consumerize private sector society’s thinking and acting to do first things first whenever change is executed. It must be funded out of the private sector to set better and best goals; it can be funded locally for startup within any location of the USA when a bank gets involved. It will take big numbers to change everything about our expectation, it will take God’s unseen hand to affect his will; but he promised to use his unseen hand. Big numbers are 20-30 billion dollars per year for 20-30 years running; actually, small numbers compared to the cost of non-conformance to the requirements over the last 60 years or more.

Logically you should question why these issues can be done or not in any community to generate large increases in better and best outcomes. This engagement tunes up the nation under the theme of all lives matter and the choice for equality starts earliest. Your input is aligned through this website with the most powerful corporation on earth to make everything different. The presentation of all this thinking is free and important. When you agree to also send these letters to the FED (see links in the left column), or you write your own letters to the FED you are starting to address the funding from the private sector for better and best outcomes. Ask the question why you? Answer the question why not you. The issue is laid out needing only large numbers of both paid and free subscribers.

There is still time to not be our own worst enemy as we focus on the child instead of our race and our collective selfishness. The children need the adult’s focus on early assets to have a prayer for equality and the adults need to think about doing first things first. I read 10 articles a week about the dilemmas and they never deal with a first thing first solution to meeting the first requirement in a real system of truly dependent events. Solutions are automatically marginalized. Everything would change if adult and child had the ability to influence a positive expectation starting public or private kindergarten.

Please send this letter to a friend asking them to join you in exploring this knowledge and approach. This link can be used to subscribe to a free membership.

Please use the contact us page with your consumer input.

Development funds available to paid members at 7-15-2020 are $1,000.


Thomas D. Wolfgram


Early Reading Skills Delivered

651-735-3018, C 612-968-1579,

USA Positive Expectations are detailed though-out this site in the right columns.  

Values, assets, attributes, messages and stories all run together creating civility in a spectrum of absolutes on the right and less absolute (relative) ranging in degree to the left. 

What messages supported by stories do we want to send our age 0-6 children?

I am suggesting, just to start the concept, that grace and curtesy before Justice be a default and at least these messages be sent. 

If these KINDNESS MESSAGES are sent the message of Justice will logically follow with appropriate understanding and  foundation.     

Be Helping

Be Sharing

Be Playing

Be Listening

Be Smiling

Say I'm Sorry

Say Please

Be Thinking

Be Right and Truthful

Be Fair

Be Happy

Be Smart

Help Yourself

Be Growing

Say Excuse Me

Be Excited

Take Turns

Be Humble

Say Thank you

Be Working

Be Polite

Age appropriate civility is important; Equal starts to kindergarten with ready to read and count skill sets are important.  

Assets, Attributes, Positive Expectations 





































More From USA VALUES, Meanings are brought out within the email letters to the FED.  See # posts at the left. 

Start with End in Mind

First-Things-First (FTF)


Present Value of Positive Expectation from Pre-k (PVofPE-Prek)


Early Reading Skills Delivered for Ringing Advantage (High-Quality ERSD-RA)

First Things First Right the First Time (FTFRTFT)

10 Values before 3rd Grade











4 More Values After 3rd Grade





For Those who wish for an Old Testament Biblical Basis 

Reverence for the Lord as the One and Only

Reverence for the Family

Reverence for Life

Reverence for Private Property

Personal Responsibility

Prohibition of Envy

Do not Lie

Do not Steal