This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

FED Admission to Being Private Sector Would Open Doors to Growth

FED Admission to Being Private Sector Would Open Doors to Growth, Honesty and Reasonable Expectations Would Form 

#1 From:

Sent: Thursday, January 16, 2020 11:25 AM


Subject: Private Sector Banking

Dear Madam or Sir: We have sent this to reach the Chairman of the Federal Reserve Bank and the FOMC; and the Chairman of the Community Advisory Committee charged with providing feedback regarding the Community Reinvestment Act.

The Federal Reserve Bank is the banker for the private sector’s +21 trillion dollar GDP; not to be confused those who control the +4 trillion dollar annual budget; 1 trillion dollar annual deficit; and the +23 trillion dollar total federal deficit. The +21 trillion dollar GDP has a present market value 10 times that considering growth factors and risk factors. I consider you to be the (my) private banker at the peak of the private sector and you have high powers to work with the Federal Government at levels that include the President of the United States.

I expect you will continue to innovate as the most senior heads of the individual private sector to grow our total system of education, economics, emotions, ethics and environment. This may include ways that are not possible today but artificial constraints hurt the most at risk and doing away with them first things first will demonstrate best expected emotions and ethics. An unconditional gift to be valued at many times its cost, when done many times over, like only your bank can do, could change everything.

We are counting on your fairness to provide opportunity. We are asking you to aim fairness at good, better and best outcomes for all men, women, and children because you have already demonstrated direct power to change lives. Please be intrigued by the concept of better and best delivery from the private sector’s top bank and view this request as a Holy Moment as described by Mathew Kelly in his 2018 book – The Biggest Lie in the History of Christianity.

When one visions the end in mind you will be receiving millions of Holy Moments delivered by Christians and others asking you to deliver choice, fairness and freedom. Fairness will timely set up each USA individual with real future work, if desired, pushing and pulling each to happiness. The vision of a first things first understanding of the public service message by those with children and grandchildren at age 6 to be ready or not has already started and your role as the keeper of the constraint (NewOldMoney) is becoming clear.

Cheers, you and your Federal Open Market Committee Members (19) are being asked to facilitate the creation within the private sector of NEWOLDMONEY that is designed to develop and create the new processes that change everything.

Thomas D. Wolfgram USA VALUES, LLC.

Early Reading Skills Delivered 651-735-3018, C 612-968-1579,


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USA Positive Expectations are detailed though-out this site in the right columns.  

Values, assets, attributes, messages and stories all run together creating civility in a spectrum of absolutes on the right and less absolute (relative) ranging in degree to the left. 

What messages supported by stories do we want to send our age 0-6 children?

I am suggesting, just to start the concept, that grace and curtesy before Justice be a default and at least these messages be sent. 

If these KINDNESS MESSAGES are sent the message of Justice will logically follow with appropriate understanding and  foundation.     

Be Helping

Be Sharing

Be Playing

Be Listening

Be Smiling

Say I'm Sorry

Say Please

Be Thinking

Be Right and Truthful

Be Fair

Be Happy

Be Smart

Help Yourself

Be Growing

Say Excuse Me

Be Excited

Take Turns

Be Humble

Say Thank you

Be Working

Be Polite

Age appropriate civility is important; Equal starts to kindergarten with ready to read and count skill sets are important.  

Assets, Attributes, Positive Expectations 





































More From USA VALUES, Meanings are brought out within the email letters to the FED.  See # posts at the left. 

Start with End in Mind

First-Things-First (FTF)


Present Value of Positive Expectation from Pre-k (PVofPE-Prek)


Early Reading Skills Delivered for Ringing Advantage (High-Quality ERSD-RA)

First Things First Right the First Time (FTFRTFT)

10 Values before 3rd Grade











4 More Values After 3rd Grade





For Those who wish for an Old Testament Biblical Basis 

Reverence for the Lord as the One and Only

Reverence for the Family

Reverence for Life

Reverence for Private Property

Personal Responsibility

Prohibition of Envy

Do not Lie

Do not Steal