This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

Free Membership
Smart Investing with Stated Early Positive Expectations and Reinforcements 

Your FREE subscription to the website would start with the next weekly issue.  It is free to define a bold concept of First-Things-First Change based on the reported 15 to 20 dots published by others over the last 35 years to solve our nation’s problems.  Books with good ideas are written every day and this site uses 15-20, or more, of them to present a full solution..., if only they were read in the concept of First-Things-First smart investing in age 0-6 children to benefit everything in the public sector as the children age and progress in public and private school and beyond.  Yes all we are asking you to do is state the obvious.  Several of the books deal with the solvable constraint of money and banking.

This is the can being kick down the road

To fix crime we have to fix the family, but before we do that we have to fix welfare, and that means fixing our budgets, and that means fixing our civil spirit, but we cannot do that without fixing moral standards, and that means fixing schools and churches, and that means fixing inner cities, and that’s impossible unless we fix crime.  As a nation we are in deep denial within this circle.  Page 2 of the Fourth Turning by William Strauss and Neil Howe was published in 1997 by Broadway Books.  Unfortunately, even more fixes are due 25 years after that book was published, because government cannot do first things first for best outcomes.

The entire site is free to you to convince yourself to step into a role of communicating direction to the FED and also the influencers of Kindness messaging in a unique 20 and 21st century requirement that the private sector lead in the creation of equal opportunity.  Go figure that it has gotten to this!  The Federal Reserve Bank, The 1977 Reinvestment Act and its Open Market Committee has its fingers on first-things-first equality and fairness with its 19 members of national leadership.  AND, you don't have to look past the local preschool and child care operations to influence the messaging of Kindness to age 0-6 children in a first-things-first process to pivot the nation away from the chaos and clowning prevalent. 

Positive Expectations suggests the highest level and lowest level societal table turning be undertaken by Christians and civil citizens in an urgent first-things-first effort to wield the Sword of the Spirit and pray that God will again forgive and bless this nation.  Knowing something for nothing attitudes are rooted in the FED and the attitude of Love and Kindness starts with age 0-6 children requires this one-two step renewal. 

The left column link “Email Protests” is the place you can step into the role of communicating directly with the FED as a private citizen creating a distributed protest from every corner of the nation.  Of course, it is a different set of Email Letters when you choose to influence the kindness messaging.  You do this as your part to state the need for fairness, High-Quality Early Education and equity.

250 million people could honestly be asking for this fairness, if they knew the resources exist.  This protest allows you to also create content on the site with the development funds reserved from the pricing of the protest letters.  

The free membership is identical to the paid membership EXCEPT, Paid Members are assisted with stating the obvious to the Federal Reserve Bank and influencers of age 0-6 children.  Monthly help is based on the Reasons already written and being expanded.  You can write your own email letter based on the ready to mail draft we send to you.  If your letter is better or an addition to ours we will pay you for it. 

When you help with positive expectations under the banner of fairness at least you personally have stopped kicking the can down the road, so to speak.  When millions in the private sector stop kicking the can our nation, public and private, will again be private sector middle class exceptional proven by the numbers in person and dollars.

I hope you enjoy the website as much as I do in presenting it.

Wishing you all the best,

Thomas Wolfgram


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Your first paragraph ...

USA Positive Expectations are detailed though-out this site in the right columns.  

Values, assets, attributes, messages and stories all run together creating civility in a spectrum of absolutes on the right and less absolute (relative) ranging in degree to the left. 

What messages supported by stories do we want to send our age 0-6 children?

I am suggesting, just to start the concept, that grace and curtesy before Justice be a default and at least these messages be sent. 

If these KINDNESS MESSAGES are sent the message of Justice will logically follow with appropriate understanding and  foundation.     

Be Helping

Be Sharing

Be Playing

Be Listening

Be Smiling

Say I'm Sorry

Say Please

Be Thinking

Be Right and Truthful

Be Fair

Be Happy

Be Smart

Help Yourself

Be Growing

Say Excuse Me

Be Excited

Take Turns

Be Humble

Say Thank you

Be Working

Be Polite

Age appropriate civility is important; Equal starts to kindergarten with ready to read and count skill sets are important.  

Assets, Attributes, Positive Expectations 





































More From USA VALUES, Meanings are brought out within the email letters to the FED.  See # posts at the left. 

Start with End in Mind

First-Things-First (FTF)


Present Value of Positive Expectation from Pre-k (PVofPE-Prek)


Early Reading Skills Delivered for Ringing Advantage (High-Quality ERSD-RA)

First Things First Right the First Time (FTFRTFT)

10 Values before 3rd Grade











4 More Values After 3rd Grade





For Those who wish for an Old Testament Biblical Basis 

Reverence for the Lord as the One and Only

Reverence for the Family

Reverence for Life

Reverence for Private Property

Personal Responsibility

Prohibition of Envy

Do not Lie

Do not Steal