This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

Futuristically About Fed Leadership After COVID

These issues do not go away!

#5 From: <>
Sent: Wednesday, Tue 3/24/2020 7:19 AM

To: 'Ombudsman' <>
Subject: Futuristically Writing About Your Leadership

Modernizing and staying the course after COVID-19

We have sent this to reach the Chairman of the Federal Reserve Bank and the FOMC; and the Chairman of the Community Advisory Committee charged with providing feedback regarding the Community Reinvestment Act. 

These times of uncertainty will pass.  They will bring most of us closer to God Almighty the Creator.  I have no basis to ask on the issues of today except to continue to request the private sector side of the FED attends directly to the freedom and opportunity of mom with at risk age 0-6 children.   So, I will continue that discussion, and project assumed stable conditions that will return to the USA after the initial shock of Covid-19.

Stable Conditions Assumed

Don’t let the conversation be about bailout money.  It is war footing money.  Medical war footing money.  China virus war footing money.  The whole world has the cost of this war because of China.  They may well be expelled from first tier western civilization.  The clear issue will be how we rebuild from the damage in the process of staying number one.

Well, President Trump has the foresight to declare war against the china virus and gain the world-wide upper hand in the battle.  His cost is likely 20% of GDP, twice.  A cost he will have to pay the citizens to stay even while new footings are created and a cost of previously expected but now lost GDP gains on the other nations that were recorded within the market values of the assets held by the private sector.  In the market of worldwide economics other economies will have it much worse as evidence by the strength of the US Dollar.  So the “hit” will be carried on the balance sheet of the FED and the deficit side of the US Treasury as the money is created as if we were at war. 

We the people, are at war using war funding, there will be no chance to call the President’s actions socialistic.  The actual cost of the war is what it is, our price tag is unlimited 2, 3, 4, 5 trillion dollars on the war.  Our nation can handle a deficit better than any other nation.  It is like the Marshal Plan but the spending will be in the USA.  The USA has more substance and will design payments to modernize within the recovery and it is important to redesign to do first things first, everywhere.  This should not add to uncertain election proceedings in any other way than to show him as a real leader willing to pay the price for the safety and security of the nation and its people inside the border. 

It is pointing to see the government struggle with the details when the issues are so basic, but that is why the private sector trumps the public sector.  The rule of law just cannot operate quickly on a moral basis because it is too big and the rules are too complicated and in the way.  The President is way out ahead of the government reporting to him in effective response because he went to the private sector for outcomes.   Revealing will be the use of already developed drugs in a cure and mitigation while the government calls the outcomes anecdotal hopefully all the way to the cure.  Also revealing will be the actions of the FED to make certain the financial asset systems stay operating without constraint that causes failure in the confidence of the USA middle class in the dollar and the working of financial assets and money to the extent that all USA citizens have the faith that the money is available.  That causes most to say In God We Trust.  A desire to hide the true power of the private sector FED’s money is desirable but it will be revealed to at least contrast the USA system against socialism and communism and lesser strength economies.  But really in the show of such strength it must modernize the fairness issue with mom’s who have at risk children for even more contrast with other economies.  

The President, used his dear to his heart economic gains to fight the war and as soon as the nation’s middle class private sector sees it in this light the stock market will recover and the new “Marshall Plan” will distance the USA with modernizing progress.  China will take the hit for the next … years.  He is a true capitalist and moralistic Christian under the Constitution.  He will declare war of some nature to justify the authority used.  Hard to imagine the cost, but the USA private sector in charge of the public sector has the money and will win. 

Yes, the President’s working morals today show him to be a very special person in word and deed. Liberty for a short time (30 days) is the cost of the war, victory is assured as we come out stronger than anyone else, and the USA wins again.

Now to the issue of freedom and opportunity for the children at risk

The above does not complicate the private sector side of the FED mandate.  Stable prices, full employment, protected financial asset values on an international level that became a mandate of sheer practicality as the two-legged stool needed a third leg.  Private sector multinational corporations acting like governments have gotten so big and out of sync with USA moral character and stable prices and full employment are being influenced way beyond the borders of the USA.  The third leg of the FED is the protection of our asset market values.  Taking on this third mandate should not forget the first things first consideration of hard and soft asset building that is fair and true equal opportunity within the Constitution.  The USA when it returns to trust in God is a moral and civil private sector with a set of Christian based western civilization values.

The FED’s third leg mandate will square up the nation’s attention to sloppy financial values and civic education based on Capitalism, Christianity and the Constitution because of the sheer power delivered by a first things first change based on an unconditional gift.  This calls on a moralistic (fair) private sector FED to provide opportunity to mom for her age 0-6 at risk children in a way that can be monetized (rated worst, bad, good, better, and best).  This just seems practical in the light of everything happening and everything that must happen to create the modernized usable definition of full employment in the 21st century.   

The private sector needs a stronger middle class to emerge reenergized allowed to work for itself to create a better or best future for the family with a stronger growing GDP and network of self-respect and civility.  It just can’t happen without a private sector effort to backstop 50% of the moms who have at risk children.  Government has shown its weakness, it cannot do one size fits one efforts needed to generate better and best age 0-6 outcomes and first things first cannot wait.  Seems like the private sector FED is also at a time in history when it needs to get real about monetary policy and expectations from NewOldMoney asset building first things first.  Often a gift proceeds asset building within western civilization Christianity.

The education system will change with God given natural choices if a civil society delivers the children really ready to read, count, understand positive expectations to kindergarten.  Especially when moms get help from a “mentor system” that continuously improves based on annual outcomes.  This focus is supported by the age 0-6 brain science.  The same brain science that could support market values based on good, better, best, outcomes within the private sector creation of new brain gold money reserves. 

Interest paid on excess reserves will no longer be the only USA poster child for fairness from the private sector FED.  New examples will be plentifully current.  There is no question the FED is going to want to be defined within the private sector after the government stumbles around spending 5 trillion on the medical virus war.  You would think the FED would want to be considered a fair most powerful private sector company as it leads into managing/controlling a government that now has even more residual deficit.  The FED is uniquely powerful to support the new level of deficits on the world stage and maintain the strength of the US Dollar with little benefit in doing this as a part of the government. 

This future stage is set for the valuations defined by the private sector PVofPE-Prek and the PVofPE-FNGDP. The first is the building block of the second.  Fairness in timing of equal starts is equality of opportunity and the seeding process will be more transparent and criticized than ever.  There is no reason not to use monetary policy to define, elaborate, and seed the concept of Full High-Quality Employment to keep the definition away from the stumbling Godless government and acquire within the private sector the means to the process and expected outcomes.

Cheers.    Hope to hear from you.   

Thomas D. Wolfgram


Early Reading Skills Delivered

651-735-3018, C 612-968-1579,

Copyright © 2020 By Thomas D. Wolfgram

Footing for this effort

See The Biggest Lie in the History of Christianity, written by Mathew Kelly in 2018 where he shares and defines a Holy Moment on earth that can be delivered by everyone on earth.  The ASK above is a 100% top to bottom change to the real life of mom and age 0-6 child.  Selflessness and grace will be filled with humility, cooperation, discipline and other fruit of the spirit (page 58) if the reading of the book and adoption of its simplicity becomes real.

I pray to God that the email marches sent to the Federal Reserve Bank (FED) are viewed as a private individual’s good deed representing his or hers’ “Holy Moment”.  A free speech acting with the belief that only our Christian God has the power to generate the intended outcome of equal opportunity based on the individual’s desired intention to influence first things first growth education, economics, emotions and ethic.  Our private sector can still deliver Holy Moments, and delivery is the most basic happiness an individual can have because selflessness generates self-esteem and confidence. Sending of this email letter will astound the nation but will also increase the fruit of selfless attention to those around us (page 68).  Page 69 ties the whole concept to Mother Teresa and our secular mess.  Page 79 assures us that this differential will change everything about the future of the nation


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USA Positive Expectations are detailed though-out this site in the right columns.  

Values, assets, attributes, messages and stories all run together creating civility in a spectrum of absolutes on the right and less absolute (relative) ranging in degree to the left. 

What messages supported by stories do we want to send our age 0-6 children?

I am suggesting, just to start the concept, that grace and curtesy before Justice be a default and at least these messages be sent. 

If these KINDNESS MESSAGES are sent the message of Justice will logically follow with appropriate understanding and  foundation.     

Be Helping

Be Sharing

Be Playing

Be Listening

Be Smiling

Say I'm Sorry

Say Please

Be Thinking

Be Right and Truthful

Be Fair

Be Happy

Be Smart

Help Yourself

Be Growing

Say Excuse Me

Be Excited

Take Turns

Be Humble

Say Thank you

Be Working

Be Polite

Age appropriate civility is important; Equal starts to kindergarten with ready to read and count skill sets are important.  

Assets, Attributes, Positive Expectations 





































More From USA VALUES, Meanings are brought out within the email letters to the FED.  See # posts at the left. 

Start with End in Mind

First-Things-First (FTF)


Present Value of Positive Expectation from Pre-k (PVofPE-Prek)


Early Reading Skills Delivered for Ringing Advantage (High-Quality ERSD-RA)

First Things First Right the First Time (FTFRTFT)

10 Values before 3rd Grade











4 More Values After 3rd Grade





For Those who wish for an Old Testament Biblical Basis 

Reverence for the Lord as the One and Only

Reverence for the Family

Reverence for Life

Reverence for Private Property

Personal Responsibility

Prohibition of Envy

Do not Lie

Do not Steal