This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

The Business Plan Supported by This Site 

I must capture the attention of someone who has the power around them to shake the most powerful private sector company in the world into doing first-things-first (FTF). It ties to new money, reserves, and a massive self-funded opportunity. It includes real money reserves for the private sector at the Federal Reserve Bank (new for a reserve bank with no reserves).  But, first it is about kindness and influencing the powers at the top of the private sector and the local bottom of the private sector with the need to influence kindness.  It is a modern idea to take us back to Choice, freedom, happiness, soft and hard asset creation and ownership.

George Gilder’s work is relevant as is Star Parker’s work with networks close to the explosion required.  Many authors are relevant to this thinking and the concept of fairness could be leveraged into a societal brand (class action to create fairness) like a funded class action lawsuit against the most powerful private sector company in the world. This written claim would be supporting book clubs and organizations from the left to right. 

The metric for real money exists in the human brain (Brain Gold) where God creates 90% of the brain synaptic closings (knowledge networks) in the first 6 years of life.  The networks close on nothing if not exposed at the level of good, better and best basics of human order such as Literacy, Math and Positive Expectations. This 6-years of time cannot be reversed, the work required to define better and best brain development outcomes can be delineated and the present value of an individual’s positive expectation from pre-k can be estimated and marked to market when gifted.

This is so big it will not happen without God’s unseen hands.  It is my intention to continue the emails to the FED, written to the ombudsman account, as the source of the initial and continuing disruption and the local powers that could influence kindness messaging to age 0-6 children.  The FED could surely make it happen directly for their own good.  This addresses their mandates from way outside present norms and relates their mandates to main street versus Wall Street. 

Protest Email Letters are the substance of the business plan.  The cash flow from the letter process starts everything.   

You can find the letters numbered in the index to the left.  The list is not complete, and we anticipate our members will write and rewrite these letters into more and better letters.  The letters are strictly focused on the 15 to 20 dots (books and authors) that would prompt writing to the FED in protest of unfair monetary policy and RAW UNKIND POLICY that disadvantages moms with age 0-6 at risk children to the point such unfairness actually creates growth education, economics, emotions and ethics (EEEE) disparities in local communities. These EEEE disparities are for a lifetime.  If the disparities did not exist everything would be different.  The FED can fix this over 20-30 years with the same tools they use to fix 2008 investors and home owners; and in 2020 the economic impact of COVID 19.

The 15 dots are presented here

This has the adult focused on the child and not themselves.  Every Child Matters.  This is being presented as an alternative to All Lives Matter and Black Lives Matter because the early start as a solution is proven time and again to be more important.  The design of all this is to go back to 1965 and do equal rights first things first from the private sector rather than the public sector.  The private sector would have gotten it right.

The business to start is written into the Moneyagogo and the Email Protest tabs on the left.  As soon as the email Letter Protest is cash flowing the plan will include at least the following:

Asking the university admissions process to encourage more university admission for students who want to change the nation, define the requirements of success on many more levels and note the many networks of successful work.  I am asking for youth to be given scholarships based on proposed work they will do with and universities to connect their networks to this concept for the future. 

A change like this in the USA is possible. A student will for the cost of a full ride scholarship help universities integrate this original thinking into the nation’s perspective of civil and human capital growth.  Ownership of the result will prove to be straightforward.  The non-exclusive extension of the result, without constraint, will indeed be an interesting development based on kindness. 

Asking corporations directly to be about the business of outcomes and advertise and sell to scale the concept of kindness to go along with the stated and unstated requirements of investors, employees, consumers, and managements.   

Asking one bank to start making money on a high-risk security they create that takes present money flow for high quality early education and gives it definition in terms of real private sector requirements and potential payback.  Other banks including the FED to follow. 

Thomas D. Wolfgram


Early Reading Skills Delivered

651-735-3018, C 612-968-579,


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USA Positive Expectations are detailed though-out this site in the right columns.  

Values, assets, attributes, messages and stories all run together creating civility in a spectrum of absolutes on the right and less absolute (relative) ranging in degree to the left. 

What messages supported by stories do we want to send our age 0-6 children?

I am suggesting, just to start the concept, that grace and curtesy before Justice be a default and at least these messages be sent. 

If these KINDNESS MESSAGES are sent the message of Justice will logically follow with appropriate understanding and  foundation.     

Be Helping

Be Sharing

Be Playing

Be Listening

Be Smiling

Say I'm Sorry

Say Please

Be Thinking

Be Right and Truthful

Be Fair

Be Happy

Be Smart

Help Yourself

Be Growing

Say Excuse Me

Be Excited

Take Turns

Be Humble

Say Thank you

Be Working

Be Polite

Age appropriate civility is important; Equal starts to kindergarten with ready to read and count skill sets are important.  

Assets, Attributes, Positive Expectations 





































More From USA VALUES, Meanings are brought out within the email letters to the FED.  See # posts at the left. 

Start with End in Mind

First-Things-First (FTF)


Present Value of Positive Expectation from Pre-k (PVofPE-Prek)


Early Reading Skills Delivered for Ringing Advantage (High-Quality ERSD-RA)

First Things First Right the First Time (FTFRTFT)

10 Values before 3rd Grade











4 More Values After 3rd Grade





For Those who wish for an Old Testament Biblical Basis 

Reverence for the Lord as the One and Only

Reverence for the Family

Reverence for Life

Reverence for Private Property

Personal Responsibility

Prohibition of Envy

Do not Lie

Do not Steal