This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

About Us -- How and Why 

15-20 dots need to be connected for the lives of our children. It draws support from many points, including banking, for the money.  This focus is on the individual mom and age 0-6 child who must keep up because the excuse has been removed by the private mentor systems created by the private sector using the banner of faith, independence, the constitution and freedom. 

You see the flip from public to private sector to create the highest quality education and influence a mother and child can deliver within the private sector.  The flip can be gifted to be really ready to read, do simple math and have a positive expectation going into kindergarten. Every child can be “equal” in this regard at age 6 from the human brain perspective.  More “Equality” (implied outcomes rated to be good, better or best) at age 6 would change everything.  Think- What would our civic systems produce, if only, 100% of the children were really ready to read, add and subtract and understood positive expectations starting kindergarten.  These outcomes are paid for many times over as they fit into the 85-year arc of individual and grouped high-quality continuous improvement. 

Mom needs a true gift from the mentor paid by the private sector to get going and not miss the freedom start.  Over a 16-year projection every child in 2036 will be ready and every mom will have the influence to create the positive expectation from the public and private sectors of education because of the mentoring.  Government is not required because they cannot deliver one-size-fits-one better and best quality.  The above is the end in mind and a new civility with a honestly new positive expectation appears without public funding. 

The first thing first (FTF) is to get our target on 20 billion dollars per year from the private sector side of the Federal Reserve Bank (FED) via monetary policy that ultimately becomes real fiscal money.  FED actually owes this tactic to the lower and middle classes of the USA under their banner of fairness.  I use the word tactic because the policy is already in place and it only takes 12 of 19 leaders of the FED to decide to do what only they can do and is required by all of us under the banner of $NEXT$.   To get to yes, the program meets the requirements for the private sector elites.  But, the program leaves the government behind with the private sector’s requirement for better and best early learning.  The government can deliver no better than good quality.

These writings (links), are led by an introduction of the how, what, who, why, where, and when. 

Targeting the money is nested within a nominal private sector GDP growing at up to 5% with a risk factor of 10% reducing to 7.5% risk because of the private sector’s delivery of these skills before Kindergarten. The FED spends the money, record the cost as an asset, gifts the assets needed to the USA Treasury at market value to offset the deficit. 

Embrace the Scandal of Money described by George Guilder.   The 100-year projection will show that the FED, as the private sector’s bank, has more money than lower case god.  More money than any other nation on earth.  Our plan is to engage the private sector, that creates the GDP each year without reference to the government, to agree that a private sector gift to lower and middle class mothers to create equal readiness and influence at age 0-6 is only fair and has sky high ROI

Our plan includes a direct effort to influence the FED from the lower and middle in a way it has never been influenced in the past.  The WHY THE FED would do this private sector funding of the mentor goes to the ultimate creating of reasonable monetary ability to pay the national debt without giving the excess to the government.   

We are not asking the government to deliver any more than 100% good quality from its one-size-fits-all Pre-k and child care efforts for the money already being spent.  Cutting our expectation from the government to “only good” for public education Pre-k to 12th grade is like making the separation of the private sector’s GDP of 20 trillion dollars and the Federal Budget used by it to make the economy happen fairly, (4 trillion dollars) to be real and relevant under the USA Constitution.  The elite who need to keep the nation in debt to apply its constraints want to control using a debt to GDP ratio of under 1.0 when they do not want you to know that the Present Value of Future Nominal GDP (PVofPE-FNGDP) at the present 10% risk factor is over 200 trillion dollars now.  This “slight difference” makes the federal debt less than 10% of the resources that will come into play when deciding whether it needs to be paid off or not.  We know the national debt is not getting paid off and it is about middle class spending with worldwide confidence.

This introduction and plan is against every elite republican, democrat, independent, socialist and capitalist organized or elected or to be elected.  So only the private sector is going to make this happen and we are lucky the private sector has a bank and bankers with just about unlimited money as it keeps the faith and trust of the middle class of the USA on the USA dollar as the world currency. 

The promotion and influence war will be to monetize the elite banker enough to enter the at risk zone of mother and child to pay for creating the soft assets and attributes of the child’s future opportunity and success using a networked mentor organization.  That organization by the school, organizations, churches and corporations will be based on the real requirement of readiness at age 0-6. 

I can see 2,000 local businesses engaging 250 million private sector citizens and all corporations, organizations and churches in the concept that the FED is our private sector bank. Only it has options to do much more and more will be promoted with an Email March On The FED.  The local business will be fully capitalized local memberships and formed to be like what you see at 

The local business will sell the email march to individuals and corporations, advertise, and send the public service message to the communities and the universities.  The plan is to fire up at the college and late years of high school to replace the fire for socialism.  Early Reading Skills Delivered and housing for when the child’s future is being created to be ready for kindergarten are key risk reductions being valued first as the PVofPE-Prek and then leading to the PVofPE-FNGDP growth.  We are talking mega dollars for mega ROI’S within the private sector. 

The PVofPE-Prek is a concept of present valuing the positive expectation for readiness of a child at age 6.  The present value is worst-$0, bad-$250,000, good-$450,000, better-$600,000 or best-$750,000 defined mostly by ready to read, doing simple math and having a positive expectation network.  This new private sector value is designed to put money into the Pre-k sector of the education economy.  It is already being bought and sold but is hidden by the public sector's broad role that destroys the market value of high- quality.  The FED will have a receipt for individual PVofPE-Prek block chained and valued in the bank’s reserves.  This is a PVofPE-FNGDP influencer based on more complete real readiness of the nation.  How does the private sector FED use its reserves without releasing it to the public sector, because the number is huge relative to the national debt and the national annual budget deficit.  


The Present 

Business for Business

Money and Human Capital

Pray for Speculation


Right to Life Example

First Things First Substance

Life’s FTF Interactions to be Best. 

The Civility Eye On You


Private Sector’s Relative Deficit

Deficit based on PVofPE-FNGDP

This is the public service message

The Truth,  Without the gift of Early Reading Skills all children are behind before they even start kindergarten.

The Gift,  Only an individual gift delivers early reading skills at age 2, 3, 4 and 5. This gift is the key to opportunity. It is society’s best (effective and lowest cost) approach to preparing the most at-risk to want opportunities, choices and engagement because of past success.

The Focus,  When 100% of the children start kindergarten ready to read English the urban school has excess resources to meet the larger requirement. K-12 Schools are vested but not funded in the goal of 100% readiness.  

This public service message proposes that earlier literacy activities will cause new money to be spent on age 0-6 urban at risk children that will be recovered within the district's already existing systems of continuous improvement, if done, within the Laws of Constraints. This systems thinking is already supported by private sector industries and applicable to all dependent event systems in the world.  IT IS NOT NEW.

This site encourages a higher expectation and how important it is that we change the individual expectations of mom and the at risk child very early before kindergarten with gift giving. This higher expectation already exists and only needs to be duplicated in mother and child who are often not seen until the sensitive period to learn language and order has passed.   

Time is money but the present value of a child going into kindergarten really ready versus not ready is more than $500,000.   

The alarm clock should be set to earliest.

USA Positive Expectations are detailed though-out this site in the right columns.  

Values, assets, attributes, messages and stories all run together creating civility in a spectrum of absolutes on the right and less absolute (relative) ranging in degree to the left. 

What messages supported by stories do we want to send our age 0-6 children?

I am suggesting, just to start the concept, that grace and curtesy before Justice be a default and at least these messages be sent. 

If these KINDNESS MESSAGES are sent the message of Justice will logically follow with appropriate understanding and  foundation.     

Be Helping

Be Sharing

Be Playing

Be Listening

Be Smiling

Say I'm Sorry

Say Please

Be Thinking

Be Right and Truthful

Be Fair

Be Happy

Be Smart

Help Yourself

Be Growing

Say Excuse Me

Be Excited

Take Turns

Be Humble

Say Thank you

Be Working

Be Polite

Age appropriate civility is important; Equal starts to kindergarten with ready to read and count skill sets are important.  

Assets, Attributes, Positive Expectations 





































More From USA VALUES, Meanings are brought out within the email letters to the FED.  See # posts at the left. 

Start with End in Mind

First-Things-First (FTF)


Present Value of Positive Expectation from Pre-k (PVofPE-Prek)


Early Reading Skills Delivered for Ringing Advantage (High-Quality ERSD-RA)

First Things First Right the First Time (FTFRTFT)

10 Values before 3rd Grade











4 More Values After 3rd Grade





For Those who wish for an Old Testament Biblical Basis 

Reverence for the Lord as the One and Only

Reverence for the Family

Reverence for Life

Reverence for Private Property

Personal Responsibility

Prohibition of Envy

Do not Lie

Do not Steal