This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

Leaders and How to Create High-Quality

#16 From: <>
Sent: Monday 8-17-2020 1:59 pm

To: 'Ombudsman' <>

Suggesting several Theory of Constraint (TOC) concepts to get to How? And what How looks like to the leadership positioning the change.

We have sent this to reach the Chairman of the Federal Reserve Bank and the FOMC; and the Chairman of the Community Advisory Committee charged with providing feedback regarding the Community Reinvestment Act. 

What is the end in mind goal to fix what ails the national state of civility and disparate growth?  Is it more fake equality or real equal opportunity?  Many will not be happy with a requirement to keep up with the strivers and the strivers will not be happy with the lack of rights to exceed others to be the best.  No future society exists without individual strivers and equal opportunity implies group barriers are workable.  This implies one-size-fits-one efforts.  This is part of what makes the USA special.

The FED’s mandate is High-Quality Full Employment up from full employment of the years past.  A future opportunity to earn for life 1.5 million dollars, or less, is factually not equal to a future opportunity to earn for life 3.5 million dollars, or more, and you will address that because some have termed it systemic racism with no way out.  If leadership continues with the racism narrative the inequity will stick forever like a glove.  If leadership uses worst and bad quality starts to public schools there is plenty to do, without tears, to start the continuous improvement.  I am sure you see it as systemic.  Not sure you see it as systemic cause effect cause of a dependent event school system still confused, because it will not do first things first despite there being no choice.  The nation’s growth, stability and status of the dollar brings these issues to your all-powerful mandate.

I am going to suggest several Theory of Constraint (TOC) concepts to get to How? And what How looks like to the leadership positioning the change.


·         The definition of quality is conformance to requirements

·         The system of quality is prevention

·         The performance standard is zero defects or 100% conformance as soon as possible

·         The measurement of quality is the cost or price of non-conformance

Quality is free because it is never less expensive to do it right the first time unless the waste is not worth the bother.  That means NewOldMoney should be plentiful when waste is defined as avoidable and quality is built on prevention measures. 


First Things First (FTF) to change is a Socratic decision of the process guardians. 

Best they be the people who must handle the exceptions before they are passed on to the next step.  How many times have you heard the question – What is needed to do the job right?  99% of the exceptions can be avoided where and when they occur.  Leadership, the owners, executives, unions, managers and elite watchers make the error to allow the exception to move forward in the process when they are not stopped and fixed. As a result, zero exceptions are impossible because of leadership.  You see the worker needs the power to stop the advance.  The worker is expected to stop and has no reason to protest if this power exists.  The leadership group defined above will push back because they do not know what is unknown continuous improvement and stopping the process costs money.

Even the guardians will get FTF wrong when old and worn policy and assumptions are in the way of simply evaporating the cloud so the exception cannot exist. In general, the best solution evaporates the cloud of exception.  In the last 40 years dependent event setup and batch size concepts have been evaporated to near zero with TOC thinking.  One-Size-Fits-One processing through the requirement has taken over because it does not delay the best outcomes given the true definition of High-Quality. 

I am point out that K-8 school districts are first setting up, second defining class size, and third defining class levels that private sector process rules have condemned over the last 40 years and left behind because such are wasteful.  Please jump ahead to the middle of this letter to the stated Truths, Gifts and Focus and know that one-size-fits-one processing is the only way to achieve best readiness for first grade and the school districts have gone forth with setups, class size, classes and rankings for kindergarten to make gap creation worse, not better.  Most parents know where their child ranks.  

Watch for the double edge of online learning that is taking over the schools and forcing the attention to one-size-fits-one delivery for those who are not prepared to achieve one-size-fits-one requirements and will become destined to widen the gap.  And, relieving the constraints for those who have been prepared by parents for one-size-fits-one active learning and will no longer be held back.   

Dependent events are not like independent events

When the dependent event is delayed because the requirement has not been met the time lost will never be made up.  Read the hike.  Individual or group progress toward best achievement after the requirement is missed is a time-based valuable exception.  Really the physics dictate the time cannot be made up.  The individual can be dropped from the group as scrap or the group can be delayed due to the need for rework. This delay is boring for the individuals on the way to best.  It is more sensitive to timely correction when the process is one-size-fits-one.

A classroom and grade levels are setups of batch sizes and subsequent learning requirements that have been put into High-Quality Outcome perspectives by TOC Eli Go0ldratt’s Business Novel Critical Chain written in 1997.  Presently one-size-fits-one education is reserved for rework where the big bucks exists with the strivers who are delayed by the group. 

Large Systems are more difficult than smaller systems where dependent events can be more directly addressed with the end in mind and a starting requirement.  The closer the process becomes to one-size-fits-one learning the less important the size of the system becomes.

As an example, in the K-8 school system how many clouds would evaporate if each and every child were blessed with an outcome from the preschool juggernaut that equalized starts as the first opportunity.  How many adults would scream more intellectually for equality if it were delivered to those who want it for their child before they even start kindergarten. 

The Truth, Without the gift of Early Reading Skills all children are behind before they even start kindergarten.

The Gift, Only an individual gift delivers early reading skills at age 2, 3, 4 and 5. This gift is the key to opportunity. It is society’s best (effective and lowest cost) approach to preparing the most at-risk to want opportunities, choices and engagement because of past success.

The Focus, When 100% of the children start kindergarten ready to read English the urban school has excess resources to meet the larger requirement. K-12 Schools are vested but not funded in the goal of 100% readiness.  

If we can agree that true 100% best readiness is the High-Quality outcome for the preschool juggernaut and it takes one-size-fits-one attention we have the age 0-6 focus on FTF, ERSD-RA, PVofPE-Prek outcomes as the end in mind for the pre-school juggernaut.  The goal is 100% readiness, lowest possible cost as an input to a more complicated system but, but, nobody, nobody is left behind regardless of time and cost.  What else could it be if High-Quality is required to stay in business.  We have seen and will see more and more of the cost of non-compliance.  This outcome becomes the High-Quality starting input for K-8 or First-8.  This will take special one-size-fits-one attention on reading, math, and positive expectations for 100% of the kids before they even get to public and private schools.  This is the point of equality, not the point of racism.  Mom and Family choose to be ready and will need that NewOldMoney quality is free decision making by the leadership.  Only the FED can make this money equally available to an individual decision to desire it.  The children are by nature and process individually primed to succeed while adults need to stop their worst and bad influences.

Moving on past the scope of age 0-6, the First-8 public and private schools, if the readiness clouds were evaporated, have a huge first things first right the first time RESET to undertake at the local and individual level.  No choice!

What is the goal?  What to change?  What end in mind to change to?   How to make the change? Socrates will help but stale prejudice, untested assumptions and out-of-date policy cancelations will be required.  Possibly contracted workers based on outcomes will be more effective for the child than a union protected employee.

The go to leaderships are plentiful.  The discipline of high-profile change management for schools is not encouraging.  When one talks about going around the system it is really about evaporating a cloud without changing that which does not need to change.  But the cancel culture should chew on the public schools, not the statues.  The teacher’s union might be worse than the police union in terms of worst or bad selfishness.

These are the leaders I would suggest the FED look to, they will say without exception the guardians of the daily process must be honored because fewer elements of non-compliance is in their direct daily interest and the solutions are to be simple, not more complex.. 

These pictures literally say hundreds of thousands of words.  Fredrick Hess is the only one with direct experience in the schools and comes close to saying his efforts at even little reforms have been difficult and produce tears that Philip Crosby says are not necessary.  Lynching Willie by A.J. Briscoe is a difficult read that will upset your senses as one considers growth in emotional intelligence and the progress made in 400 years.  A replacement to it is a novel by John Grisham titled Sycamore Row published in 2013 that is factual enough to make the point when combined with Star Parker’s personal story of awakening described in Uncle Sam’s Plantation revised and updated in 2010.   

You can see from the pictures the heavy belief and reliance being placed on the discipline of the Theory of Constraints and Eli Goldratt.  There are many of these professionals available to the school districts, they are not in short supply.  The template to change the processes of dependent event systems is available for the asking.  Eli Goldratt was a physicist and problem solver working with blocks of truth that apply whenever a process of dependent events must also become High-Quality with Continuous Improvement. 

What to do with Existing Reform efforts?

Expect 100% agreement that the High-Quality Outcome of 100% ready to read, count and understand positive expectations for the benefit of starting kindergarten and first grade will increase the scaled effective throughput of any school system.  USA VALUES, LLC. likes to say it would change everything in less than 5 years.  It will reduce the cost per scaled unit and reduce the in-process risk to balanced equality/inequality and individual success.  What else can the private sector do to really address perceived racism from everyone in a way that its cloud is evaporated.  A change to elementary, middle, or high school processes will likely be wasted without the benefits of the FTF pre-k juggernaut changes that create equal inputs.  The focusing steps are to exploit everywhere the solution to the systems constraints and elevate the solutions impact and anticipated impact in actions of continuous improvement.  Systems are never identical because of the human factor but, if the right first things first is not fixed there are many tearful efforts wasted.  Real leadership is going to merge the High-Quality issues of pre-k one-size-fits-one efforts with HOW the K-8 school system processes the children 

I mention no choice in getting this right!  Working on the wrong choice has now cycled to setting up the next riot and canceling the wrong past actions and thought. 


Click here for two recent respected leader’s opinions on Early Child Learning leading into a large school district changing processes due to the virus.  In the case of early learning his private sector thinking does not start with the end in mind and the tremendous value created in the private sector with a real high-quality definition and performance. And, in the case of the school district his excellent thinking does not start with first things first and the promoted emergency spending never gets to evaporate the cloud of exceptions so the exceptions will keep on flowing.

Your power, with these 15-20 dots connected, could save the nation 50 years on the movement to continuous improvement meeting the High-Quality Full Employment mandate required.  It also balances the federal budget with receipt money reserves held in the private sector should they be needed to strengthen the US dollar.  Using a real High-Quality definition for age 0-6 early education and letting those outcomes fully impact the inevitable one-size-fits-one education process in the K-8 system would change everything from the drive of the main street private sector individual.

Cheers.    Hope to hear from you. It would be respectful to know the letter emails are reaching the intended leadership.  


Early Reading Skills Delivered

651-735-3018, C 612-968-1579,

Copyright © 2020 By Thomas D. Wolfgram

Footing for this effort

See The Biggest Lie in the History of Christianity, written by Mathew Kelly in 2018 where he shares and defines a Holy Moment on earth that can be delivered by everyone on earth.  The ASK above is a 100% top to bottom change to the real life of mom and age 0-6 child.  Selflessness and grace will be filled with humility, cooperation, discipline and other fruit of the spirit (page 58) if the reading of the book and adoption of its simplicity becomes real.


I pray to God that the email marches sent to the Federal Reserve Bank (FED) are viewed as a private individual’s good deed representing his or hers’ “Holy Moment”.  A free speech acting with the belief that only our Christian God has the power to generate the intended outcome of equal opportunity based on the individual’s desired intention to influence first things first growth education, economics, emotions and ethic.  Our private sector can still deliver Holy Moments, and delivery is the most basic happiness an individual can have because selflessness generates self-esteem and confidence. Sending of this email letter will astound the nation but will also increase the fruit of selfless attention to those around us (page 68).  Page 69 ties the whole concept to Mother Teresa and our secular mess.  Page 79 assures us that this differential will change everything about the future of the nation.


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USA Positive Expectations are detailed though-out this site in the right columns.  

Values, assets, attributes, messages and stories all run together creating civility in a spectrum of absolutes on the right and less absolute (relative) ranging in degree to the left. 

What messages supported by stories do we want to send our age 0-6 children?

I am suggesting, just to start the concept, that grace and curtesy before Justice be a default and at least these messages be sent. 

If these KINDNESS MESSAGES are sent the message of Justice will logically follow with appropriate understanding and  foundation.     

Be Helping

Be Sharing

Be Playing

Be Listening

Be Smiling

Say I'm Sorry

Say Please

Be Thinking

Be Right and Truthful

Be Fair

Be Happy

Be Smart

Help Yourself

Be Growing

Say Excuse Me

Be Excited

Take Turns

Be Humble

Say Thank you

Be Working

Be Polite

Age appropriate civility is important; Equal starts to kindergarten with ready to read and count skill sets are important.  

Assets, Attributes, Positive Expectations 





































More From USA VALUES, Meanings are brought out within the email letters to the FED.  See # posts at the left. 

Start with End in Mind

First-Things-First (FTF)


Present Value of Positive Expectation from Pre-k (PVofPE-Prek)


Early Reading Skills Delivered for Ringing Advantage (High-Quality ERSD-RA)

First Things First Right the First Time (FTFRTFT)

10 Values before 3rd Grade











4 More Values After 3rd Grade





For Those who wish for an Old Testament Biblical Basis 

Reverence for the Lord as the One and Only

Reverence for the Family

Reverence for Life

Reverence for Private Property

Personal Responsibility

Prohibition of Envy

Do not Lie

Do not Steal