This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

Reasons to Create and Innovate with the Email March on the FED

weekly 7-27-2020, 1-28-2022 

The FED needs a reason to break out of its mold of giving monetary policy money to only the large money class.  The example is interest on excess reserves but there are many examples.  Their giving in the housing industry is real, is effective for segments of the population but also does little for those with the least.

The longer the FED continues in its role of issuing something for nothing the sooner they put at risk the confidence in the world currency USA dollar that allows our nation to run deficits every year. 

Our numbers for the email march cannot be small if we expect to Impact the FED. 1 million, 10 million from individuals, from every location in the nation.  Big job to imagine and do this.  But this is small when you look at the base source of a simple concept to do first things first for our age 0-6 children.  There are 25-30 million age 0-6 children.  90% of the nation should want to do first things first with age 0-6 children as we want to be effective and retain our power in the world. 

Please Agree as a citizen!!!!

·         Specifics of High-Quality Full Employment (a FED Mandate) starts early in the life of the child

·         First things first with an age 0-6 child would be to increase the brain synaptic connections usable at the individual maximum, because 90% of the development is before the age of 6-7.

·         Fill each High-Quality job now and in the future or else constrain the nation’s growth.

·         Are there too many lower quality graduations in the USA; 70% of our kids are not good enough to serve in the military? 

·         We are making adjustment and excuse to live in an alternative, Why?

·         We are going to stretch to create equal where it is not; who would deny that we should do first things first when the child is most sensitive to learning?  

·         Define that best of success expectation for an individual at age 0-6; at age 7-12.

·         Count on making the children better than us and carry that expectation on to an 85-year arc of improving everything.

·         The email march can be done from home or the office, without marching mobs, cancelation, disrespect and destruction.

·         You can put many issues on this list that you want others to agree with; but, logically the first issue in a secular world is that we don’t recognize first things first equal opportunity with all age 0-6 children.  It starts there before they enter a civility expectation facilitated by the groups and government.

·         Distracted by Racism?  Solve it with selflessness for age 0-6 Children!  Bring out the best in the child and our self!  Really do it!

·         Racism is everywhere and what powers disparities is the original sin of humanity.

·         There is no nation that has done more to setup equal opportunity for all.  600,000 died in the civil war.  Setting up and really creating individuals that are equal within the nation leaves us wide open for innovative work.  What is the GOAL?

·         Everyone must do better than good to close the gap against better and best.  That is exactly what doing this email march on the FED is about.  Everyone includes everyone, it is almost effortless to join the march but then who would say sending 10 million emails per year from a distributed base of individuals is going to be easy. 

The FED is making huge adjustment and working in alternatives within the nation and the world because they must.  They, like everyone do not have a choice but to change.  The issue is What to Change to?  The private sector needs to get this right!  The FED mandate started as two and now because of success is three.  1.  Set interest rates based on stable demonstrated and projected growth.   2.  Work within the full employment rate toward full employment to stabilize capacity utilization that gives rise to stability, civility and prosperity.  3.  Maintain the US Dollar as the world currency because past success in leading the world has also provided national stability. 

Please Agree as citizens, businesses, organizations and universities!!!!

·         The FED has a bargained for given special contract with the government that makes them unique and suited to their mandates.   They have excessive knowledge of local equality and inequality.

·         The size of their reach makes them immensely powerful.  In a digital world they could be intrusive.

·         If they bought the Elementary Department of Education and the Head Start Division from the Department of Human Services, the private sector would own the problem and a unique perspective on local inequality.

·         They can be projected to be the most powerful private sector company in the world because of the power to make and design monetary policy to meet the mandates of the contract.

·          They are not constrained by the federal government as it relates to monetary policy.  19 people make the decisions.  There are 2 vacancies within the 19.

·         They have demonstrated creating the gift of interest on excess reverses as policy to benefit just 25 primary banks by giving billions of dollars per year to strengthen the banking system’s stress testing outcomes without the need to raise more capital that is unneeded in normal times. 

·         Since even before 2008 times have not been normal.  Some would say the FED needs an excuse to use monetary policy as private sector funding of real ready to read, count and understanding of positive expectation outcomes (ERSD-RA) for 100% of the age 0-6 children. 

·         They have mandated reasons to first things first create (jumpstart and pay for) private sector good better and best outcomes for growth early education, economics, emotions, and ethics (EEEE).  The subject of systemic racism however it is being defined will not lead to doing first things first without powerful leadership.

·         The FED has the power to use this change to fix a systemic process that is broke and create real money reserves because defined achievement over a define timeline is the basis of real money creation.  Receipt money is better than fiat money.

                - The dollar as the world currency would be assured.

                - Interest rates for retirement plans could be segregated                          and facilitated again.

                - The full employment mandate would be enhanced as it                          becomes the High-Quality Full Employment Mandate.

                - The economic restart of main streets everywhere would                         be based on real achievement with an 85-year arc of                                effectiveness.

                - The slow creation of money will shift in part to main                               street from Silicon Valley and Wall Street.  This would                           please the 90%.  Real receipt money creation could be                           2.5 to 3 trillion dollars per year if

                 - Regaining the proactive insight that more knowledge in                        the base is more money, power and stability would                                  provide clarity to communities. 

                  - This base increase in confidence in the stability of the                            USA dollar comes just in time to avoid the massive fear                        that our constraints in the USA knowledge base will                                cause the wavier of the world’s confidence.  

The leaders see themselves as leading elite economists who by the nature of a projection or expectation are allowed to be wrong.  This is not like the reality of putting bread and meat on the table every day as 90% of our nation must do to maintain civility and a personal perspective of desired more growth and prosperity.  But the 19 leaders have great responsibility and power 

In summary to see an outline of the massive reset possible, please  combine this web site details with the writings of George Gilder, The Scandal of Money and Redirect the Preschool Juggernaut by Chester Finn Jr..

  • A powerful private sector leader will be required to address the FOMC and its moral hazard.
  • A huge FED reckoning is needed that they have the tools to rebuild the individual soft and hard assets of the whole nation by leading the effort to address society's gap of equity and equal opportunity.
  • They have everything to gain when they own the PVofPE-Prek to offset the deficits that will never be repaid.  $15,000 per child and mother who is willing to deliver her child really ready to read, count and understand positive expectations to kindergarten of first grade.  $15,000 creates zero, $150,000, $450,000, $600,000, or best $750,000 is owned by the FED to be given only to the US Treasury.

Please add to the list as you see it.  Please send this letter to a friend asking them to join you in exploring this knowledge and approach to getting started. The USA needs the rainmaker!  This link can be used to subscribe to a free membership. 

Please use the contact us page with your consumer input.  Please read the email letters to the FED and the Subscriber News.

Development funds available to paid members at 7-15-2020 are $1,000.


Thomas D. Wolfgram


Early Reading Skills Delivered

651-735-3018, C 612-968-1579,


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USA Positive Expectations are detailed though-out this site in the right columns.  

Values, assets, attributes, messages and stories all run together creating civility in a spectrum of absolutes on the right and less absolute (relative) ranging in degree to the left. 

What messages supported by stories do we want to send our age 0-6 children?

I am suggesting, just to start the concept, that grace and curtesy before Justice be a default and at least these messages be sent. 

If these KINDNESS MESSAGES are sent the message of Justice will logically follow with appropriate understanding and  foundation.     

Be Helping

Be Sharing

Be Playing

Be Listening

Be Smiling

Say I'm Sorry

Say Please

Be Thinking

Be Right and Truthful

Be Fair

Be Happy

Be Smart

Help Yourself

Be Growing

Say Excuse Me

Be Excited

Take Turns

Be Humble

Say Thank you

Be Working

Be Polite

Age appropriate civility is important; Equal starts to kindergarten with ready to read and count skill sets are important.  

Assets, Attributes, Positive Expectations 





































More From USA VALUES, Meanings are brought out within the email letters to the FED.  See # posts at the left. 

Start with End in Mind

First-Things-First (FTF)


Present Value of Positive Expectation from Pre-k (PVofPE-Prek)


Early Reading Skills Delivered for Ringing Advantage (High-Quality ERSD-RA)

First Things First Right the First Time (FTFRTFT)

10 Values before 3rd Grade











4 More Values After 3rd Grade





For Those who wish for an Old Testament Biblical Basis 

Reverence for the Lord as the One and Only

Reverence for the Family

Reverence for Life

Reverence for Private Property

Personal Responsibility

Prohibition of Envy

Do not Lie

Do not Steal