This Site is Purposed to Prompt with kindness the Private Sector Side of the Federal Reserve Bank To Be Fair in the Use of Monetary Policy Powers.  The FED is Unfair in its Program for Those Without Financial Assets who also have Little Support from Strong Emotional and Ethical Assets, Attributes and Positive Expectations. 

This is Distinctly Different from Those Who Own Financial Assets. 

The Email March on the FED is detailed by the content on this website.  You join the Email March by joining this site. You inform yourself by understanding and contacting us about the email letters and this site. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves in kindness to prompt the private sector FED to influence the at risk citizens with effective fair action. The 1977 Community Reinvestment Act is not first things first action. The emails here can be downloaded for your needs. They are also the numbered tabs on the left index

The Email March on the Influencers of Kindness messaging to all age 0-6 children is detailed by pages A-F located at the bottom of the left column. You join the Email March to create this kindness influence. See the membership page to get started.  You inform yourself by understanding and contacting us about the Kindness influence. This service is for sale to effective citizens and we pay you to comment and improve on the letters and the content as the site moves with kindness to prompt the private sector influencers. Six letters to encourage influencers to be sent by effective citizens are presented.  They are encouraging the use of the truth reflected in the right column.  See the membership page to get started.

There is Agreement as Citizens

Agree to Eliminate Disparities within Today's Children and Tomorrow's Future That Constrain Total Growth Economic, Education, Emotions and Ethics

There are demonstrating experts with first-things-first solutions to our societal disparities that cause real problems.  The disparities just never get addressed by our governments. 

Best outcomes are required to achieve best level projections that address the disparities because best is not going away.  Governments rarely produce better than worst, bad or good actual outcomes; because one-size-fits-one better and best outcomes require private sector disciplines and ownerships.    

Letter 21 to the FED

Reasons for Citizens and Corporations to Email March on the FED

Letter last sent to the FED on 8-7-2025 to 'Ombudsman@frb.gov'  from tdw.usavalues@gmail.com copied tdw.usavalues@outlook.com

We have sent this to reach the Chairman of the Federal Reserve Bank and the FOMC; and the Chairman of the Community Advisory Committee charged with providing feedback regarding the Community Reinvestment Act.

The FED needs a reason to break out of its mold of giving monetary policy money to only the large money class.  The example is interest on excess reserves but there are many examples.  Their giving in the housing industry is real, is effective for segments of the population but also does little for those with the least.  Monetizing the deficit by not requiring fiscal constraint and balanced budgets might be the worst example of something for nothing.

The longer the FED continues in its role of issuing something for nothing the sooner they put at risk the confidence in the World Currency USA Dollar.  Something for nothing = deficits = Confidence lost. 

Our numbers for the email march cannot be small if we expect to Impact the FED. 1 million, 10 million from individuals, from every location in the nation.  Big job to imagine and do this.  But this is small when you look at the base source of a simple concept to do first things first for our age 0-6 children.  There are 25-30 million age 0-6 children.  90% of the nation should want to do first things first with age 0-6 children as we want to be effective and retain our power in the world.  “Today’s Children, Tomorrow’s Future”

Please Agree as a citizen!!!!

• Specifics of High-Quality Full Employment (a FED Mandate) starts early in the life of the child.
• First things first with an age 0-6 child would be to increase the brain synaptic connections usable by the individual at better and best levels, because 90% of the child's development is before the age of 6-7.
• Fill each High-Quality job now and in the future or else constrain the nation’s growth.
• Are there too many lower quality graduations in the USA; 70% of our kids are not good enough to serve in the military? 
• We are going to stretch to create equal where it is not; who would deny that we should do first things first when the child is most sensitive to learning?  
• Define that best of success expectation for an individual at age 0-6; at age 7-12.
• Count on making the children better than us and carry that expectation on to an 85-year arc of improving everything.
• The email march can be done from home or the office, without marching mobs, cancelation, disrespect and destruction.
• You can put many issues on this list that you want others to agree with; but, logically the first issue in a secular world is that we don’t recognize first things first equal opportunity with all age 0-6 children.  It starts there before they enter a civility expectation facilitated by the groups and government.
• Distracted by Racism?  Solve it with selflessness for age 0-6 Children!  Bring out the best in the child and our self!  Really do it!
• Racism is everywhere and what powers disparities is the original sin of humanity including selfishness.
• There is no nation that has done more to setup equal opportunity for all.  600,000 died in the civil war.  Setting up and really creating individuals that are equal within the nation leaves us wide open for innovative work.  What is the GOAL?
• Everyone must do better than good to close the gap against better and best.  That is exactly what doing this email march on the FED is about.  Everyone includes everyone, it is almost effortless to join the march but then who would say sending 10 million emails per year from a distributed base of individuals is going to be easy. 

The FED is making huge adjustment and working in alternatives within the nation and the world because they must.  They, like everyone do not have a choice but to change.  The issue is What to Change to?  The private sector needs to get this right!  The FED mandate started as two and now because of success is three.  1.  Set interest rates based on stable demonstrated and projected growth.   2.  Work within the full employment rate toward full employment to stabilize capacity utilization that gives rise to stability, civility and prosperity.  3.  Maintain the US Dollar as the world currency because past success in leading the world has also provided national stability. 

Please Agree as citizens, businesses, organizations and universities!!!!

• The FED has a bargained for "given special contract" with the government that makes them unique and suited to their mandates.   They have excessive knowledge of local equality and inequality.
• The size of their reach makes them immensely powerful.  In a digital world they could be intrusive and selective and they need to show obvious fairness.
• If they bought the Head Start Division from the Department of Human Services, the private sector would, in everyone’s vision, own the problem and a unique perspective on local inequality.
• They can be projected to be the most powerful private sector company in the world because of the power to make and design monetary policy to meet the mandates of the contract.
• They are not constrained by the federal government as it relates to monetary policy.  19 people make the decisions. 
• They have demonstrated creating the gift of interest on excess reserves as policy to directly benefit just 25 primary banks by giving billions of dollars per year to strengthen the banking system’s stress testing outcomes that measure the need to raise more capital when needed in unusual times.   
• Since even before 2008 times have not been normal.  Some would say the FED needs an excuse to use monetary policy as private sector funding of real ready to read, count and understanding of positive expectation outcomes (ERSD-RA) for 100% of the age 0-6 children. And, this need goes way back but could have clearly been addressed in 1977.
• They have mandated reasons to first-things-first create (jumpstart and pay for) private sector good better and best outcomes for growth early education, economics, emotions, and ethics (EEEE).  The subject of systemic racism (unequal starts to first grade) however it is being defined will not lead to doing first-things-first without powerful private sector leadership with funds to execute the change.  An  example would be Harris Rosen and Tangelo Park.
• The FED has the power to use an Saul to Paul change to fix a systemic process that is broke and create real money reserves because defined achievement over a define irreversible  timeline is the basis of real money creation (real monetization).  Receipt money is better than fiat money.
• The dollar as the world currency would be assured.
• Interest rates for retirement plans could be segregated and facilitated again.
• The full employment mandate would be enhanced as it becomes the High-Quality Full Employment Mandate.
• The economic restart of main streets everywhere would be based on real achievement with an 85-year arc of effectiveness.
• The slow creation of money based on real work will shift in part to main street from Silicon Valley and Wall Street.  This would please the 90%.  Real receipt money creation could be 3 to 4.5 trillion dollars per year if:

• Regaining the proactive insight that more networks of knowledge in the base is more money.  Power and stability would provide clarity to communities. 
• This base increase in confidence in the stability of the USA dollar comes just in time to avoid the massive fear that our constraints in the USA knowledge base will cause the wavier of the world’s confidence.  

The leaders see themselves as leading elite economists who by the nature of a projection or expectation are allowed to be wrong.  This is not like the reality of putting bread and meat on the table every day as 90% of our nation must do to maintain civility and a personal perspective of desired more growth and prosperity. Bringing home bread and meat is similar in spirit to reading, writing, counting, and understanding positive expectations. 

In summary to see an outline of the massive reset possible, please combine this web site details with the writings of George Gilder, The Scandal of Money and Redirect the Preschool Juggernaut by Chester Finn Jr..

• A powerful private sector leader will be required to address the FOMC and its moral hazard.
• A huge FED reckoning is needed that they have the tools to rebuild the individual soft and hard assets of the whole nation by leading the effort to address society's gap of equity ownerships and equal opportunity.
• They have everything to gain when they own the PVofPE-Prek to offset the deficits that will never be repaid.  $36,000 per child and mother who is willing to deliver her child really ready to read, count and understand positive expectations to kindergarten of first grade.  $36,000 creates zero, $150,000, $450,000, $600,000, or best $750,000 is owned by the FED to be given only to the US Treasury at market value, as a gift.

Please add to the list as you see it.  Please send this letter to a friend asking them to join you in exploring this knowledge and approach to getting started. The USA needs the rainmaker!  This link can be used to subscribe to a free membership. https://www.usa-positive-expectations.com/Free-Membership.html

Please use the contact us page with your consumer input.  Please read the email letters to the FED and the Subscriber News.

Development funds are available to paid members.

Thanks

USA VALUES, LLC.

Thomas D. Wolfgram  612-968-1579

tdw.usavalues@gmail.com

www.usa-positive-expectations.com

www.linkedin.com/in/tomwolfgram

https://twitter.com/tdwusavalues

Copyright © 2025 By Thomas D. Wolfgram

Footing for this effort

See The Biggest Lie in the History of Christianity, written by Mathew Kelly in 2018 where he shares and defines a Holy Moment on earth that can be delivered by everyone on earth. The ASK above is a 100% top to bottom change to the real life of mom and age 0-6 child. Selflessness and grace will be filled with humility, cooperation, discipline and other fruit of the spirit (page 58) if the reading of the book and adoption of its simplicity becomes real.

I pray to God that the email marches sent to the Federal Reserve Bank (FED) are viewed as a private individual’s good deed representing his or hers’ “Holy Moment”. A free speech acting with the belief that only our Christian God has the power to generate the intended outcome of equal opportunity based on the individual’s desired intention to influence first things first growth education, economics, emotions and ethic. Our private sector can still deliver Holy Moments, and delivery is the most basic happiness an individual can have because selflessness generates self-esteem and confidence. Sending of this email letter will astound the nation but will also increase the fruit of selfless attention to those around us (page 68). Page 69 ties the whole concept to Mother Teresa and our secular message. Page 79 assures us that this differential will change everything about the future of the nation.